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Crop Insurance Products

Revenue Protection

Revenue Protection (RP) is a plan of insurance that provides protection against loss of revenue due to a production loss, price decline or increase, or a combination of both. This plan’s guarantee is determined by multiplying the production guarantee per acre by the higher of the Projected or Harvest Price. Revenue Protection is available only for crops traded on commodity exchanges.

Yield Protection

Yield Protection (YP) is a plan of insurance that provides protection against a production loss. This plan’s guarantee is determined by multiplying the production guarantee (yield x level) by the Projected Price. The Yield Protection plan is available only for crops traded on commodity exchanges.

Area Revenue Protection (ARP)

Area Revenue Protection, formerly Group Risk Income Protection (GRIP) is a county-based revenue insurance product that pays the producer in the event the county average per-acre revenue falls below the trigger revenue level selected by the producer. Remember that ARP is based on the county’s results rather than your individual farm.

Area Yield Protection (AYP)

Area Yield Protection, formerly Group Risk Protection (GRP) is a county-based insurance product that pays the producer in the event the county yield falls below the trigger yield. Remember that AYP is based on the county’s results rather than your individual farm.

Actual Production History

Actual Production History (APH) is the commonly used term for the original yield-based crop insurance coverage. This plan is also widely known as Multi-Peril, or MPCI crop insurance. Just like Yield Protection (YP), this plan’s guarantee is determined by multiplying the production guarantee (yield x level) by the Projected Price. APH crop insurance is only available for non-traded commodities.

Crop Hail Insurance

Crop Hail Insurance provides protection against any yield reduction caused by hail and/or fire.